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Common Expenses in Winter

The end of Christmas and New Year marks the start of one of the longest periods of the year: winter. With many of us left feeling out-of-pocket after the festive season, it can be hard to stay on top of your finances during the colder months. However, if you plan in advance, you can hopefully take a little pressure off your bank account while still proactively looking after your money. With that in mind, lets take a look at some of the most common winter expenses.

Heating

With the weather turning colder by the day, most of us look to our trusty thermostat for help. Obviously, the cost of gas and electricity reaches a spike in winter. As we all seek to make our homes feel warmer. It’s because of this extra strain that your heating system could potentially break. It’s always best to get your boiler serviced and repaired in the summer, when there’s less demand on services. If you’re mindful of your boiler working overtime, simply turning it down by one degree could save you up to £90 a year while making sure you’re not overworking your heating system.

Divorce fees

Whether it’s down to the stress of Christmas, or whether it’s because many are looking to have a fresh start in the year ahead, January 7th is statistically the most popular day couple’s start divorce proceedings. It’s the first working day back after the Christmas period for many people and what better time for a fresh start? However, the cost of getting divorced isn’t always cheap.

If the divorce is a messy one, it can potentially end up costing thousands of pounds. When you’re already struggling with finances, this is a lot of money to find at the beginning of the year.

Car Troubles

We all dread the annual falling of snow. Not only does it cause chaos on the roads, it can potentially be damaging your car too. Before the start of every winter, make sure you’re getting your car properly checked over at the garage for anything that could potentially become a problem. Things like tyres, for example, are a crucial thing to keep on top of. A sturdy, reliable set of tyres are essential for road safety as they will help to stop skidding and sliding on ice and snow.

Gym memberships

If there’s one thing you can be certain of each year, it’s that gym memberships will soar in January. After over-indulging during the festive period, many people aim to make the year ahead a healthier, fitter one.

Gym memberships aren’t cheap. If you’re looking at an annual membership, you’re looking at paying hundreds of pounds. Of course, some gyms will be cheaper than others. And you can also save by taking out a monthly membership in case you can’t.

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