Everyone who owns a car has to have car insurance, an usually this will cover you to drive another car. But what happens if you need to get temporary car insurance. Do you have to take out insurance and then cancel it? No you can get temporary car insurance.
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What is temporary car insurance?
It is just what it says, taking out temporary car insurance allows you to get short term cover, without it needing to affect your annual car insurance policy. This can be for
- Cover to allow you to test drive a vehicle for an hour or so
- Gap Insurance
It is quick and easy to set up and will not compromise your no claims discount and is reasonably priced.
How do I find out about temporary car insurance?
If you find yourself in the situation where you need to take out temporary car insurance, it is quick and easy to do.
1. Fill in a simple quotation form
The first place to start is filling in a form to get a quotation you just need the following information
- Registration number of the vehicle
- Date of insurance to start and finish
- Time you want to start and finish
2. Get your quotation
You will receive your quotation for your temporary cover
3. Buy your temporary cover
If you are happy with the quotation you can then go ahead and purchase it and you are ready to go.
Peace of mind
It is great that if you feel the need to have this in place, that you can purchase it quickly and affordably. Giving you peace of mind that you are covered for the journeys you take. Which will also not compromise your annual car insurance that you already have in place. You can also take out Car Warranty insurance to cover expenses and repairs.
Have you ever had to take out temporary car insurance in the past? If so share your experiences of using it.
Never heard of this insurance product but it is, of course, very sensible to have!
It is great that this is available and also to know that you can get temporary insurance
Useful thing to know
Interesting blog, some people may not be aware that you need temporary car insurance if your planning to test drive & buy a car from a private seller, it is also useful if someone is borrowing your car for a day! 🙂
It is something that a lot of people will not know about, and it is so quick and easy to take out and can be personalised to your requirements as well